Privacy Policy

Effective Date: April 30, 2025

ECCA Credit ("us", "we", or "our") operates the https://eccacredit.com website (the "Service").

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

By using the Service, you agree to the collection and use of information in accordance with this policy.

Definitions

  • Service: The https://eccacredit.com website operated by ECCA Credit.
  • Personal Data: Information about a living individual who can be identified.
  • Usage Data: Data collected automatically about how the Service is accessed and used.
  • Cookies: Small files stored on your device.
  • Data Controller: We are the Data Controller of your Personal Data.
  • Data Processor / Service Provider: A third party that processes data on our behalf.
  • Data Subject / User: The individual using our Service.

Information Collection and Use

We collect different types of information to provide and improve our Service:

Types of Data Collected

  • Email address, name, phone number, address
  • Location Data
  • Cookies and Usage Data

Usage Data

This includes your IP address, browser type, pages visited, time spent on pages, and other diagnostic data.

Cookies

We use cookies to improve functionality and analytics. You may choose to disable cookies through your browser settings.

Use of Data

  • To provide and maintain the Service
  • To notify you of changes
  • To provide customer support
  • To gather analytics
  • To provide marketing communications (opt-out available)

Advertising and Analytics

We use Google Analytics and cookies for demographic insights and targeted advertising. You may opt-out via:

GDPR Compliance

We process your Personal Data under the following legal bases:

  • To perform a contract
  • With your consent
  • To comply with legal obligations
  • For legitimate interests

Data Retention

We retain Personal Data as needed for business, legal, or compliance purposes, typically up to four years.

Transfer of Data

Your data may be transferred to and processed in the United States. We take steps to ensure it is handled securely.

Disclosure of Data

  • In a merger or acquisition
  • To law enforcement or as required by law
  • To protect our legal rights

Security of Data

We use commercially acceptable means to protect your Personal Data, but no system is 100% secure.

Do Not Track

Our Service does not support "Do Not Track" browser settings.

GDPR Rights

If you're an EU resident, you may:

  • Access, update, delete, or correct your data
  • Restrict or object to data processing
  • Request data portability
  • Withdraw consent

Service Providers

We may employ third-party companies to provide and improve the Service. They are obligated to handle your data securely.

Links to Other Sites

Our Service may contain external links. We do not control those websites and are not responsible for their policies.

Children's Privacy

We do not knowingly collect data from children under 13. If we become aware, we will delete it promptly.

Changes to This Policy

We may update this policy periodically. Changes will be posted on this page with a new effective date.

Contact Us

If you have questions about this Privacy Policy, contact us at:
Email: info@goecca.com